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POST
/
payments
Initiate payment
curl --request POST \
  --url https://api.example.com/payments \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: <idempotency-key>' \
  --data '
{
  "paymentScheme": "SCT",
  "debtor": {
    "accountId": "019bdb2a-960f-789d-8955-21720e6cdeef",
    "iban": "LT647044001231465456"
  },
  "creditor": {
    "name": "Jane Smith",
    "account": {
      "iban": "DE89370400440532013000"
    },
    "agent": "REVOLT21"
  },
  "instructedAmount": {
    "amount": 10000,
    "currency": "EUR"
  },
  "remittanceInformation": "Invoice payment #12345",
  "endToEndId": "E2E-123456"
}
'
{
  "correlationId": "550e8400-e29b-41d4-a716-446655440000"
}

Headers

​
Idempotency-Key
string
required

Client-provided idempotency key. UUID v4 suggested, max 255 characters.

Maximum string length: 255
Pattern: \S

Body

application/json

Request to create a payment transaction

​
paymentScheme
enum<string>
required

Payment scheme

Available options:
SCT,
SCT_INST
Example:

"SCT"

​
debtor
object
required

Debtor (payer) details. Exactly one of accountId or iban must be provided.

​
creditor
object
required

Creditor (payee) information

​
instructedAmount
object
required

Payment amount

​
remittanceInformation
string
required

Payment description/reference

Pattern: \S
Example:

"Invoice payment #12345"

​
endToEndId
string | null

End-to-end identifier

Example:

"E2E-123456"

Response

Payment initiation accepted

Response for accepted asynchronous requests

​
correlationId
string
required

Correlation identifier for tracking the request through events

Example:

"550e8400-e29b-41d4-a716-446655440000"

Last modified on February 10, 2026