Open Banking API provides PSD2-compliant endpoints following the Berlin Group NextGenPSD2 XS2A Framework (v1.3.16).
Access payment account information with the PSU’s consent:
- Account List - Retrieve all consented payment accounts
- Account Details - Get details of a specific account
- Balances - Read account balances
- Transactions - Read transaction history
Payment Initiation Service (PIS)
Initiate and track payments:
- Payment Initiation - Create a new payment (e.g., SEPA credit transfers)
- Payment Details - Retrieve details of an initiated payment
- Payment Status - Check the transaction status of a payment
Confirmation of Funds Service
Check availability of funds on a payment account:
- Funds Confirmation - Confirm whether funds are available for a given amount
Last modified on April 17, 2026
