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Open Banking API provides PSD2-compliant endpoints following the Berlin Group NextGenPSD2 XS2A Framework (v1.3.16).

Account Information Service (AIS)

Access payment account information with the PSU’s consent:
  • Account List - Retrieve all consented payment accounts
  • Account Details - Get details of a specific account
  • Balances - Read account balances
  • Transactions - Read transaction history

Payment Initiation Service (PIS)

Initiate and track payments:
  • Payment Initiation - Create a new payment (e.g., SEPA credit transfers)
  • Payment Details - Retrieve details of an initiated payment
  • Payment Status - Check the transaction status of a payment

Confirmation of Funds Service

Check availability of funds on a payment account:
  • Funds Confirmation - Confirm whether funds are available for a given amount
Last modified on April 17, 2026