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GET
/
open-banking
/
v1
/
payments
/
{payment-product}
/
{paymentId}
/
status
Payment initiation status request
curl --request GET \
  --url https://api.example.com/open-banking/v1/payments/{payment-product}/{paymentId}/status \
  --header 'X-Request-ID: <x-request-id>'
{
  "transactionStatus": "ACCP",
  "fundsAvailable": true,
  "psuMessage": "Please check your bank app",
  "ownerNames": [
    {
      "name": "Heike Mustermann",
      "role": "owner"
    }
  ],
  "psuName": "Max Mustermann",
  "_links": {
    "scaRedirect": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "scaOAuth": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "confirmation": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "startAuthorisation": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "startAuthorisationWithPsuIdentification": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "updatePsuIdentification": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "startAuthorisationWithProprietaryData": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "updateProprietaryData": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "startAuthorisationWithPsuAuthentication": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "updatePsuAuthentication": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "updateAdditionalPsuAuthentication": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "startAuthorisationWithEncryptedPsuAuthentication": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "updateEncryptedPsuAuthentication": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "updateAdditionalEncryptedPsuAuthentication": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "startAuthorisationWithAuthenticationMethodSelection": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "selectAuthenticationMethod": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "creditorNameConfirmation": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "self": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "status": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "scaStatus": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "account": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "balances": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "transactions": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "cardAccount": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "cardTransactions": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "transactionDetails": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "first": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "next": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "previous": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "last": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    },
    "download": {
      "href": "/v1/payments/sepa-credit-transfers/1234-payment-567"
    }
  },
  "tppMessages": [
    {
      "category": "ERROR",
      "code": "SERVICE_UNAVAILABLE",
      "path": "access.balances",
      "text": "The ASPSP server is currently unavailable"
    }
  ]
}

Headers

​
X-Request-ID
string
required

ID of the request, unique to the call, as determined by the initiating party

Path Parameters

​
payment-product
string
required

The addressed payment product

​
paymentId
string
required

Resource identification of the payment initiation

Response

Payment status successfully retrieved

​
transactionStatus
enum<string>
required

ISO 20022 transaction status

Available options:
ACCC,
ACCP,
ACSC,
ACSP,
ACTC,
ACWC,
ACWP,
RCVD,
PDNG,
RJCT,
CANC,
ACFC,
PATC,
PART,
RVCM,
RVNC,
RCVC
Example:

"ACCP"

​
fundsAvailable
boolean | null

Equals true if sufficient funds are available at the time of the request, if supported by the ASPSP

​
psuMessage
string | null

Text to be displayed to the PSU

Example:

"Please check your bank app"

​
ownerNames
object[] | null

List of owner names

​
psuName
string | null

Name of the PSU

Example:

"Max Mustermann"

​
_links
object

HATEOAS links, e.g. for re-submission of credentials

​
tppMessages
object[] | null

Messages to the TPP on operational issues

Last modified on April 17, 2026