Approve a transaction
SEPA Instant/SCT
Approve transaction
Approves a transaction that requires approval before processing.
PATCH
Approve a transaction
Overview
This endpoint approves a transaction waiting for approval. If enabled, transactions exceeding your configured threshold require signatures before sending them to the clearing system.Prerequisites
Transaction signing must be enabled for your account. Contact Inventi team if you want to enable thisHow It Works
- Create a payment that exceeds your signing threshold
- The system places the payment on hold with
TO_SIGNstatus - You receive a webhook notification about the status change
- Approve the transaction using a different API client
- After collecting required approvals, the payment processes automatically
Important Notes
Supported Transaction Types
Only these transaction types support signing:- SEPA Credit Transfers (SCT)
- SEPA Instant Payments (INST)
- SWIFT Payments
TO_SIGN status.
API vs UI Approval
When your tenant has API approval enabled:- API-created transactions must be approved through the API by a different API client than the one that created them
- UI-created transactions must be approved through the UI interface
Requirements
- Transaction must have
TO_SIGNstatus - Must use a different API client from the one that created the transaction
- User must have approval permissions configured at the tenant level
Last modified on January 27, 2026