> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finventi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Payments Overview

> Complete payment infrastructure supporting SEPA, SWIFT, and Direct Debit transactions.

# Payments Platform

The Inventi Payments platform provides comprehensive payment processing capabilities for financial institutions. Process domestic and international transfers with real-time status tracking and automated reconciliation.

## Supported Payment Types

<CardGroup cols={2}>
  <Card title="SEPA Instant" icon="bolt" href="/payments/api/sepa/sepa-payment-create">
    Process instant payments across Europe in under 10 seconds
  </Card>

  <Card title="SEPA Credit Transfer" icon="euro-sign" href="/payments/api/sepa/sepa-payment-create">
    Standard SEPA transfers with next-day settlement
  </Card>

  <Card title="SWIFT" icon="globe" href="/payments/api/swift/create-swift-payment">
    International wire transfers to any country worldwide
  </Card>

  <Card title="Direct Debit" icon="credit-card" href="/payments/api/sepa-dd/create-payment">
    Automated recurring payment collection
  </Card>
</CardGroup>

## Key Features

* Real-time payment status tracking
* Automated reconciliation and settlement
* Multi-currency support
* Comprehensive webhook notifications
* Nostro account management
* Liquidity transfer capabilities

## Getting Started

1. [Authenticate](/payments/authentication) your API requests
2. Choose your payment type
3. Submit payment instructions
4. Monitor status via webhooks or polling

## Account Management

Manage customer accounts and track balances across multiple currencies. The platform supports both virtual and physical account structures with real-time balance updates.

## Compliance and Security

All payment processing complies with European banking regulations including PSD2, GDPR, and AML requirements. Every transaction includes comprehensive audit trails and regulatory reporting.