> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finventi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Open Banking API Overview

> PSD2-compliant Open Banking API based on the Berlin Group NextGenPSD2 XS2A Framework

Open Banking API provides PSD2-compliant endpoints following the [Berlin Group NextGenPSD2 XS2A Framework](https://www.berlin-group.org/nextgenpsd2-downloads) (v1.3.16).

## Account Information Service (AIS)

Access payment account information with the PSU's consent:

* **Account List** - Retrieve all consented payment accounts
* **Account Details** - Get details of a specific account
* **Balances** - Read account balances
* **Transactions** - Read transaction history

## Payment Initiation Service (PIS)

Initiate and track payments:

* **Payment Initiation** - Create a new payment (e.g., SEPA credit transfers)
* **Payment Details** - Retrieve details of an initiated payment
* **Payment Status** - Check the transaction status of a payment

## Confirmation of Funds Service

Check availability of funds on a payment account:

* **Funds Confirmation** - Confirm whether funds are available for a given amount